© 2025 Hera Lending. All rights reserved.
Member of
NMLS ID 2678531 | Equal Housing Opportunity
Fast, Flexible Capital When Timing Matters Most
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Bridge Loans are perfect for real estate investors who:
Need to close fast on a new property before selling an existing one
Are refinancing an expiring loan while securing long-term financing
Want to tap equity in a current property to reinvest or cover unexpected expenses
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Our Bridge Loans are investor-friendly and designed to adapt to your strategy
Single-family, condos, 1–4 units, and select 5–30 unit multifamily
Purchase/Refinance up to 75%, Cash-out up to 70%
Up to 18 months + 6-month extension
Interest-only
Secured by subject property
No penalties - pay off anytime
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To qualify for a Hera Lending Bridge Loan, you’ll need:
Minimum credit score requirement for bridge loan approval
Building 1–4 unit homes, duplexes, triplexes, or fourplexes for rental or resale
3 months bank statements and LLC/Corporation documents
Proof of reserves and full replacement insurance coverage
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Get funded quickly with our streamlined bridge loan process
Submit your project details via our short application form.
Get approved in as little as 10 - 12 days with clear, transparent terms.
Funds are disbursed quickly so you can move forward with your acquisition or project.
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Hera Lending is a direct private lender serving real estate investors nationwide. We don’t rely on brokers or banks. This gives us the ability to underwrite fast, offer customized terms, and support you with flexible, asset-based lending designed for residential investment.
Whether you invest in growing suburbs, major metro areas, or emerging secondary markets, we’re here to support your goals with expert insight and reliable capital.
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Don’t lose a deal waiting for financing—move fast with a bridge loan.
Transition between funding structures while preparing for long-term loans like a DSCR Loan.
Use equity from existing properties to fund repairs, acquisitions, or expansions.
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Traditional lenders can take 30–60+ days to close. We can fund in under 10 business days.
Our asset-based model looks at the property—not just your personal credit.
Our loans help you act fast when timing is critical and opportunity knocks.
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We address the most common concerns about bridge loans
If you’re new to building, you can still qualify by partnering with a licensed contractor or developer who has experience. As long as your liquidity is sufficient and your project is well-documented, we’re open to funding. We evaluate the overall strength of the team and project.
Yes. We require “shovel-ready” projects—this includes approved permits, construction plans, and a detailed budget. This ensures a timely draw schedule once the project begins and reduces the risk of delays that could impact your timeline and budget.
Absolutely. Our loans can be structured to cover both the land purchase and the full construction costs. You can also roll your land-only loan into a full construction loan if plans and permits are secured later. This provides maximum flexibility for your project financing.
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Our Fix and Flip Loans support investors who buy, renovate, and resell residential properties. Get funding for both acquisition and rehab with flexible draw schedules.
The DSCR Loan is ideal for rental property investors. Approval is based on the property's rental income—not your personal finances.
For developers building new residential properties, our Ground-Up Construction Loan provides funding from land purchase to project completion.
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Get answers to the most common questions about bridge loans and our lending process
We can approve and fund bridge loans in as little as 10 – 12 business days. Speed depends on how quickly you provide required documentation and the complexity of the deal. Our streamlined process is designed for investors who need to move fast.
No. Our bridge loans are strictly for non-owner-occupied residential investment properties. These include single-family homes, condos, and 1–4 unit rentals. We focus mainly on investment properties, not primary residences.
Yes. Many clients use bridge loans as temporary financing before transitioning into a long-term DSCR loan once the property is stabilized or leased. This is a common strategy for investors who need quick acquisition funding followed by permanent financing.
Our loans are interest-only for the term, helping you minimize monthly payments. You can repay the loan in full at any time without penalties. Terms are typically up to 18 months with a possible 6-month extension, giving you flexibility to execute your strategy.
While we require a FICO score of at least 700, the main focus is on the property and your investment experience. Your credit score is just one part of the overall evaluation. We look at the deal strength, property value, and your track record as an investor.
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Hera Lending is a leading private lender specializing in fast, flexible financing solutions for real estate investors and property owners.
© 2025 Hera Lending. All rights reserved.
Member of
NMLS ID 2678531 | Equal Housing Opportunity
