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Your Trusted Partner in Private Lending for Residential Investments

Fast, flexible funding for real estate investors across the U.S.

WELCOME TO THE NEW HERA OF LENDING

At Hera Lending, we are more than a lender, we are your trusted partner in building wealth through real estate.

With over $1.5 billion funded across the U.S., we know what it takes to move fast, close confidently, and grow your portfolio. Whether you’re flipping homes, constructing new builds, or scaling your rental investments, we’re here to help you turn potential into profit.

Private lenders - Hera Lending

Speed & Flexibility That Traditional Banks Can't Match

Speed Matters: Fast Closings, Fast Returns

Traditional banks often take weeks, even months, to process and approve loans. For investors, that delay can result in missed opportunities. At Hera Lending, our private loans are designed for fast approvals, allowing you to close in days, not weeks.

Tailored Loan Terms

We don't believe in one-size-fits-all solutions. Whether you're flipping a single-family home or developing a 4-unit property, your loan terms are structured to align with your project goals. Every deal is tailored to maximize your success.

Why Smart Investors Choose Hera Lending Over Banks

In today’s fast-paced real estate environment, access to capital can be the difference between closing a high-return investment and missing out.

10 - 12 Day Approval

Get loan approval in just 10 - 12 days, so you can move quickly on opportunities.

Asset-Based Lending

We focus on the property's value, not just your credit score, to unlock your investment potential.

Nationwide Reach

Access funding across the U.S., expanding your investment horizons nationwide

Direct Lender Advantage

Work directly with decision-makers for faster approvals and tailored solutions.

$1.8 Billion in Loans

Benefit from our extensive experience and proven track record in private lending.

Flexible Loan Programs

Choose from a variety of loan options designed to meet your specific investment needs.

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Our Residential Loan Programs

Explore our comprehensive range of financing solutions designed specifically for real estate investors

Fix and Flip Loan

Short-term funding for investors renovating and reselling 1–4 unit properties.

Key Benefits:

DSCR Loan

For rental property investors. Qualify based on the property’s cash flow — not personal income.

Key Benefits:

Ground-Up Construction Loan

End-to-end financing for developers building residential properties from scratch.

Key Benefits:

Bridge Loan

Short-term capital to secure deals quickly or refinance between transactions.

Key Benefits:

Licensed Across the U.S.

Funding solutions, coast to coast.

$1.5B+ Funded

Proven Track Record

10 - 12 Day Approval

Fast Processing

5+ Years Experience

Industry Expertise

Multi-State Real Estate Expertise

Headquartered in Miami, Florida, Hera Lending serves real estate investors across across the U.S. with deep understanding of regional markets and regulations.

Whether you’re expanding your portfolio from Texas to Georgia, or scaling operations from Arizona to Nevada, our experienced team understands the documentation, compliance requirements, and closing timelines in each location.

From the Southeast to the Southwest, the Pacific Northwest to the Great Lakes region, we help investors navigate local nuances while delivering consistent, reliable financing nationwide.

Licensed Across the U.S.

Comprehensive nationwide coverage for your investments

State-specific timelines & paperwork

Expert knowledge of local regulations and requirements

Local market conditions knowledge

Deep understanding of regional real estate trends

Seamless multi-state closings

Consistent service across all regions and markets

84%

Coverage

Funding Solutions

Across the U.S.

Southeast

Southwest

Great Lakes

Mid-Atlantic

"Hera funded my Texas project in 6 days while I closed another deal in Miami. Their multi-state expertise is unmatched."

Sarah K.

Multi-State Investor

Who We Serve

Our lending solutions are ideal for:

If you’ve ever searched for a “national private lender” or “multi-state real estate financing” and felt stuck in the bank loan process, Hera Lending is your answer.

What Makes Hera Lending Different

Our approach to private lending is designed specifically for real estate investors looking to scale their portfolios.

We're Not Brokers. We're the Lender.

You deal directly with decision-makers — not middlemen. This means faster approvals, clearer communication, and consistent loan terms across all your markets.

Multi-State Expertise

We’re active across multiple states and understand the compliance, documentation, and nuances of each region. You get consistent service regardless of location.

Portfolio Scaling Partnership

We’ve funded thousands of residential investment loans. Whether you’re growing regionally or nationally, our team helps you scale with confidence and strategy.

Simplicity and Transparency

Apply online, submit your property details, and get fast quotes with no hidden fees. We make lending simple, predictable, and investor-focused.

Our Commitment to Communities

At Hera Lending, our mission goes beyond real estate investing. Through our Corporate Social Responsibility initiatives — Hera Education and Hera Cares — we invest in people, education, and underserved communities across the U.S. and Latin America.

Hera Education

Empowering Through Financial Knowledge

We offer bilingual education for real estate investors, professionals, and entrepreneurs. Through certifications, live webinars, and downloadable tools, we build the financial skills that fuel long-term success. All programs are fully online and accessible nationwide.

Highlights:

Hera Cares

Serving Families with Dignity and Purpose

We support underserved communities with humanitarian outreach, literacy workshops, and basic resources. From hygiene kits to school supplies, Hera Cares helps restore dignity and opportunity to those who need it most.

Highlights:

Frequently Asked Questions

Get answers to common questions about private lending and our services

A private lender focuses exclusively on real estate investments and makes faster, asset-based lending decisions.

Key differences:

We are a direct private lender. That means:

We fund 1–4 unit residential investment properties.

•⁠ ⁠Fix & Flip Projects: Purchase, renovate, and resell single-family homes
•⁠ ⁠Ground-Up Construction: Build new residential properties from scratch
•⁠ ⁠Bridge Loans: Short-term financing for quick purchases or refinancing
•⁠ ⁠DSCR Loans: Long-term rentals that generate positive cash flow

•⁠ ⁠Commercial buildings (office, retail, industrial)
•⁠ ⁠Owner-occupied primary residences
Not sure if your property qualifies?

Call us at (305) 394-6432 or email us at info@heralending.com for a quick assessment.

When can I get funded?

•⁠ ⁠*Approval within 10-12 business days*
•⁠ ⁠Initial pre-approval
•⁠ ⁠Complete evaluation
•⁠ ⁠Fast funding once documents and appraisals are ready

Experienced across multiple states.

We handle:

You get seamless service wherever you invest.

Your Multi-State Private Lending Partner for Residential Investment Success

Whether you’re flipping homes, building from scratch, or acquiring rentals, we have a loan solution designed for your goals.