Fix and flip loans: Fast solutions for investors

Financing to acquire, renovate, and sell properties with ease.

Who is it for

Find out if this loan is right for you

Fix and flip loans are tailored for investors aiming to acquire, renovate, and sell properties quickly and efficiently. This financing covers both the purchase price and renovation costs, making it ideal for:

Investors with or without experience:

Capital for small remodels.

Rehabilitation projects:

Properties needing major improvements.

Quick opportunities:

Agile capital for strategic decisions.

Key Features

Details that drive your real estate successe

Our fix and flip financing is designed with the needs of real estate investors in mind. With flexible and tailored features such as convenient terms, high loan-to-value (LTV) ratios, and competitive rates, we provide the financial foundation you need to acquire, renovate, and sell properties efficiently and profitably.

  • Property Type: 1-4 Units (5 units and above on case-by-case basis).
  • Max. loan to ARV: Up to 75%.
  • Term: Up to 18 months.
  • Max. loan to costm: Up to 90% of purchase price and 100% of rehab costs
  • Interest Rate: From 8.75% (interest-only payments).
  1. No prepayment penalties.
  2. Foreign nationals accepted.

Apply for your fix and flip loan






    Requirements for your application

    Learn about the criteria needed to apply.

    •  Experience on 3 previous projects (constructions & rehab)
    • 3 months of bank statements
    • ID, passport, (US visa for foreign nationals)
    • Entity Documents (LLC or Corp), EIN & OP Agreement
    • Rehab budget (if applicable)
    • 6 months liquidity/reserves
    • Non-owner occupancy certification
    • SSN for credit report and background check
    • Evidence of insurance (full replacement + 500K liability) & builder’s risk insurance (if applicable)
    • Minimum Fico score of 700
    • Signed loan application

    FAQs:

    Yes, at least three successful projects are required.

    No, this is exclusively for residential properties.

    You can refinance into a DSCR loan for long-term financing.

    No, loans can be paid off early without penalties.